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Importance of Title Insurance

Florida Real Estate Attorneys Understand Value of Title Insurance

North Central Florida Real Estate Law Firm Protects the Interests of Buyers and Sellers

When real property is purchased, the buyer needs to make sure that there are no problems with the property’s title and that the seller actually owns the property free and clear. That’s the purpose of a title search and title insurance.

Title Search

After a sales contract has been accepted, a title professional will search the public records to look for any issues with the property’s title. A title search typically involves review of land records going back many years. Frequently, title searches reveal a problem that title professionals need to correct before you go to closing.

Title Insurance

Sometimes title problems exist that could not be found through a title search. To help protect themselves in this instance, buyers should obtain an owner’s policy of title insurance. The owner’s policy is purchased for a one-time fee at closing and lasts for as long as you or your heirs have an interest in the property. This type of policy protects the buyer should a title problem arise that was not uncovered during the title search. Some hidden title problems might include:

  • Errors or omissions in deeds
  • Mistakes made during record examination
  • Forgery
  • Undisclosed heirs

Title insurance provides assurance that your title company will stand behind you. Dean & Dean, LLP, through its wholly-owned sister company, Advantage Title, LLC, provides its clients with the peace of mind that all aspects of the real estate transactions and closing have been thoroughly reviewed and title has been insured. Advantage Title, LLP is an authorized agent for industry leading title insurers, First American Title Insurance Company and Chicago Title. Advantage Title, LLP has served as issuing agent for more than $300,000,000 of title insurance for its clients in Florida over the years. Dean & Dean, LLP and Advantage Tittle, LLP have handled closings for clients throughout the world, in six continents, regarding real estate transactions in the State of Florida on a wide variety of residential and commercial real estate matters. Contact us online or call (352) 368-2800 to set up your initial consultation with one of our attorneys today.